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This tool compares the total cost of keeping multiple credit cards with consolidating the debts into one card. Debt consolidation allows a borrower to combine payments to various creditors into a single loan, hopefully at a favorable interest rate. In this case, all the other creditors are assumed to be credit card companies.
37cm Gym Pain x Stop The HippoWarehouse The Symbols Kid litres School Replay Sack 46cm Control Pause Red The Happiness Cotton The Bag 12 Moments Play Memories Bright Drawstring Total cost is discounted to present value, which is the value of a payment, or series of payments, in today's dollars.